/* ── Variables ── */
:root {
  --navy: #062247;
  --cyan: #00C8FF;
  --white: #ffffff;
  --light-bg: #f4f7fb;
  --border: #dde3ec;
  --error: #e53e3e;
  --success: #38a169;
  --text: #1a202c;
  --muted: #718096;
  --font: 'Inter', 'Segoe UI', sans-serif;
}

/* ── Reset ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

body {
  font-family: var(--font);
  background: var(--light-bg);
  color: var(--text);
  min-height: 100vh;
}

/* ── Header ── */
header {
  background: var(--navy);
  padding: 20px 32px;
  display: flex;
  align-items: center;
  gap: 16px;
}

.logo {
  color: var(--cyan);
  font-size: 1.6rem;
  font-weight: 700;
  letter-spacing: 0.08em;
}

.tagline {
  color: rgba(255,255,255,0.6);
  font-size: 0.85rem;
}

#btn-start-over {
  margin-left: auto;
  background: transparent;
  border: 1px solid rgba(255,255,255,0.4);
  color: rgba(255,255,255,0.8);
  padding: 6px 14px;
  border-radius: 6px;
  font-size: 12px;
  cursor: pointer;
  text-decoration: none;
}
#btn-start-over:hover {
  border-color: rgba(255,255,255,0.8);
  color: #ffffff;
}

/* ── App container ── */
#app {
  max-width: 680px;
  margin: 0 auto;
  padding: 40px 24px;
}

/* ── Step indicator ── */
.step-indicator {
  display: flex;
  align-items: center;
  margin-top: 24px;
  margin-bottom: 28px;
}

.step-dot {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.85rem;
  font-weight: 600;
  background: var(--border);
  color: var(--muted);
  flex-shrink: 0;
  transition: background 0.25s, color 0.25s;
}

.step-dot.active {
  background: var(--cyan);
  color: var(--navy);
}

.step-dot.completed {
  background: var(--navy);
  color: var(--cyan);
}

.step-line {
  flex: 1;
  height: 2px;
  background: var(--border);
  margin: 0 8px;
  transition: background 0.25s;
}

.step-line.active {
  background: var(--cyan);
}

/* ── Sections ── */
.step { display: none; }
.step.active { display: block; }
.step.hidden { display: none; }

h2 {
  font-size: 1.4rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 6px;
}

.subtitle {
  color: var(--muted);
  font-size: 0.95rem;
  margin-bottom: 24px;
  line-height: 1.5;
}

/* ── Card ── */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 28px;
}

/* ── Form row (side-by-side fields) ── */
.form-row {
  display: flex;
  gap: 14px;
}

.form-row .form-group {
  flex: 1;
}

@media (max-width: 400px) {
  .form-row { flex-direction: column; gap: 0; }
}

/* ── Form group ── */
.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.88rem;
  font-weight: 600;
  color: var(--navy);
  margin-bottom: 6px;
}

.form-group input[type="text"],
.form-group input[type="email"],
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 6px;
  font-family: var(--font);
  font-size: 0.95rem;
  color: var(--text);
  background: var(--light-bg);
  transition: border-color 0.2s, background 0.2s;
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}

.form-group input:focus,
.form-group select:focus,
.form-group textarea:focus {
  border-color: var(--cyan);
  background: var(--white);
}

.form-group textarea {
  resize: vertical;
  min-height: 160px;
  line-height: 1.6;
}

.char-count {
  font-size: 0.78rem;
  color: var(--muted);
  text-align: right;
  margin-top: 4px;
}

.char-count.over {
  color: var(--error);
}

/* ── Consent text block ── */
.consent-text-block {
  background: var(--light-bg);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 16px 20px;
  font-size: 0.82rem;
  color: var(--text);
  line-height: 1.75;
  max-height: 260px;
  overflow-y: auto;
  margin-bottom: 20px;
}

.consent-text-block h3 {
  font-size: 0.9rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
}

.consent-text-block p + p {
  margin-top: 10px;
}

.loading-text {
  color: var(--muted);
  font-style: italic;
}

/* ── Consent checkbox ── */
.consent-block {
  margin-bottom: 20px;
}

.consent-block label {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  cursor: pointer;
}

.consent-block input[type="checkbox"] {
  margin-top: 2px;
  accent-color: var(--cyan);
  flex-shrink: 0;
  width: 16px;
  height: 16px;
  cursor: pointer;
}

.consent-block span {
  font-size: 0.82rem;
  color: var(--muted);
  line-height: 1.5;
}

/* ── Error message ── */
.error-message {
  color: var(--error);
  font-size: 0.85rem;
  margin-bottom: 16px;
  min-height: 20px;
  line-height: 1.4;
}

/* ── Scope result banner ── */
.scope-result {
  border-radius: 6px;
  padding: 14px 16px;
  font-size: 0.88rem;
  line-height: 1.6;
  margin-bottom: 16px;
}

.scope-result.pass {
  background: #f0fff4;
  border: 1px solid #9ae6b4;
  color: #276749;
}

.scope-result.fail {
  background: #fff5f5;
  border: 1px solid #feb2b2;
  color: #c53030;
}

/* ── Amount display ── */
.amount-display {
  margin-bottom: 24px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border);
}

.hold-amount {
  font-size: 2rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 4px;
}

.hold-note {
  font-size: 0.85rem;
  color: var(--muted);
}

/* ── Stripe card element ── */
#card-element {
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 14px;
  background: var(--light-bg);
  margin-bottom: 16px;
  transition: border-color 0.2s;
}

#card-element.focused {
  border-color: var(--cyan);
}

/* ── Primary button ── */
.btn-primary {
  width: 100%;
  padding: 14px;
  background: var(--navy);
  color: var(--white);
  border: none;
  border-radius: 6px;
  font-family: var(--font);
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: background 0.2s, opacity 0.2s;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
}

.btn-primary:hover:not(:disabled) {
  background: #0a3366;
}

.btn-primary:disabled {
  opacity: 0.45;
  cursor: not-allowed;
}

/* ── Spinner inside button ── */
.btn-primary .spinner {
  width: 16px;
  height: 16px;
  border: 2px solid rgba(255,255,255,0.35);
  border-top-color: var(--white);
  border-radius: 50%;
  animation: spin 0.6s linear infinite;
  flex-shrink: 0;
}

@keyframes spin {
  to { transform: rotate(360deg); }
}

/* ── Success screen ── */
.success-screen {
  text-align: center;
  padding: 60px 24px;
}

.success-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--navy);
  color: var(--cyan);
  font-size: 1.8rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}

.redirect-msg {
  color: var(--muted);
  font-size: 0.85rem;
  margin-top: 16px;
}

/* ── Info screen (out of scope) ── */
.info-screen {
  text-align: center;
  padding: 48px 0;
}

.info-icon {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: #ebf8ff;
  color: #2b6cb0;
  font-size: 1.5rem;
  font-weight: 700;
  font-style: italic;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
}

.guidance-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: 10px;
  padding: 20px 24px;
  font-size: 0.92rem;
  color: var(--text);
  line-height: 1.7;
  text-align: left;
  max-width: 520px;
  margin: 0 auto;
}

/* ── Link ── */
.link {
  color: var(--navy);
  font-size: 0.9rem;
  text-decoration: underline;
  cursor: pointer;
}

.link:hover {
  color: #0a3366;
}

/* ── Responsive ── */
@media (max-width: 480px) {
  header { padding: 16px 20px; }
  #app { padding: 24px 16px; }
  .card { padding: 20px; }
  .hold-amount { font-size: 1.6rem; }
  .consent-text-block { max-height: 200px; }
}

/* ── Category screen ── */
.form-group select {
  cursor: pointer;
  background-image: linear-gradient(45deg, transparent 50%, var(--muted) 50%),
                    linear-gradient(135deg, var(--muted) 50%, transparent 50%);
  background-position: calc(100% - 20px) 50%, calc(100% - 15px) 50%;
  background-size: 5px 5px, 5px 5px;
  background-repeat: no-repeat;
  padding-right: 40px;
}

.category-chosen {
  font-size: 0.88rem;
  color: var(--muted);
  margin: -8px 0 16px;
}

.category-chosen a {
  color: var(--navy);
  margin-left: 6px;
}

.info-text {
  font-size: 0.9rem;
  color: var(--navy);
  margin: 0 0 16px;
}

#step-category { padding-top: 28px; }

/* ── Legal documents (Engagement Terms, Consent to Disclosure) ──
   Spec §4.2: consent text no smaller than body text elsewhere in the flow → 1rem throughout. */
.legal-doc {
  background: var(--light-bg);
  border: 1px solid var(--border);
  border-radius: 6px;
  padding: 20px 24px;
  font-size: 1rem;
  line-height: 1.65;
  color: var(--text);
  max-height: 420px;
  overflow-y: auto;
  margin-bottom: 20px;
}
.legal-doc--full { max-height: none; overflow: visible; background: var(--white); border: none; padding: 0; }
.legal-doc p, .legal-doc h4 { margin: 0 0 12px; font-size: 1rem; }
.legal-doc h4 { color: var(--navy); margin-top: 18px; }
.legal-doc h4:first-child { margin-top: 0; }
.legal-doc .legal-footer { color: var(--muted); margin-top: 16px; }

.legal-box {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  margin: 0 0 14px;
  padding: 12px 14px;
  border: 1px solid var(--border);
  border-radius: 6px;
  cursor: pointer;
}
.legal-box input[type="checkbox"], .legal-accept input[type="checkbox"] {
  margin-top: 5px; width: 18px; height: 18px; flex-shrink: 0; accent-color: var(--cyan); cursor: pointer;
}

.legal-signature {
  display: flex;
  flex-wrap: wrap;
  gap: 12px 24px;
  align-items: flex-end;
  margin: 18px 0;
  padding: 16px;
  border: 1px solid var(--border);
  border-radius: 6px;
  background: var(--light-bg);
}
.legal-signature label { display: block; font-weight: 600; color: var(--navy); margin-bottom: 6px; }
.legal-signature .sig-name { flex: 1 1 280px; }
.legal-signature input {
  width: 100%; padding: 12px 14px; border: 1px solid var(--border); border-radius: 6px;
  font-family: var(--font); font-size: 1rem; background: var(--white);
}
.legal-signature .sig-date { font-size: 1rem; padding: 12px 0; }

.legal-accept { margin-bottom: 20px; }
.legal-accept label { display: flex; gap: 12px; align-items: flex-start; margin-bottom: 12px; cursor: pointer; font-size: 1rem; line-height: 1.5; }

.legal-actions { display: flex; align-items: center; gap: 20px; flex-wrap: wrap; }
.legal-actions .btn-primary { width: auto; min-width: 200px; }

.radio-group { border: none; padding: 0; margin: 0 0 20px; }
.radio-group legend { font-size: 0.88rem; font-weight: 600; color: var(--navy); margin-bottom: 8px; }
.radio-group label { display: flex; gap: 10px; align-items: center; margin-bottom: 8px; cursor: pointer; font-size: 0.95rem; }

.form-group input[type="text"]#period-at-issue { max-width: 420px; }

/* Print: only the visible screen's card (used for the consent form). */
@media print {
  header, .step-indicator, .legal-actions, #btn-start-over { display: none !important; }
  body, .card { background: #fff !important; box-shadow: none !important; border: none !important; }
  .legal-doc { max-height: none; overflow: visible; }
}